B3PA Company Blog

Understanding ICHRA Q&A

Individual Coverage HRA (ICHRA) Q&A Can an employer offer an ICHRA only to those who are Medicare-eligible? No. It must be offered on the same terms to all employees, or at least all

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Choosing the Right Benefits for Employees

Choosing the Right Benefits for Employees Choosing the Right Flexible Benefit for Employees Trying to decide which of the many employer-sponsored benefits out there to offer employees can leave an employer feeling lost

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UPCOMING CHALLENGES WITH ACA

IRS Eliminates Transition Relief and Removes Threshold Expanding Eligibility In the previous year, the IRS has provided relief of penalties to reporting entities that report incomplete or incorrect information as long as these

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Safety Risk Managment

Safety Risk Management Program Safety risk management is the process of assessing, reducing, and mitigating the impacts of safety risks. Examples of safety risks are health risks (such as exposure to chemicals), physical

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Handling of Medical Loss Rebate Checks

HANDLING OF MEDICAL LOSS RATIO REBATE (MLR) CHECKS  Some employers with insured group health plans may have received rebate checks from their insurers. If you did, you will need to consider how to

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New Disclosure Requirements

New Disclosure Requirements For Those that Contract with ERISA Group Health Plans – Disclosure Rules Go Into Effect at End of 2021 While these disclosure requirements are extensive, the disclosure provisions of the ERISA

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Consolidated Appropriations Act

Consolidated Appropriations Act, 2021: Top Practical Considerations on FSA, Election Change Relief On December 27, 2020, the latest COVID relief bill, the Consolidated Appropriations Act, 2021, was signed into law. Under the FSA

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Emergency Cash Plan

Emergency Cash Plan Emergency Cash Plan –   The concept was designed to benefit working individuals and families. Unfortunately for most, it hasn’t worked as intended. For many Americans between 40 and 65,

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Health Insurance Terms Defined

DEFINITIONS OF HEALTH INSURANCE TERMS Third-Party Benefits Administration Definitions of Industry Health Insurance Terms To help you better understand what can sometimes be a confusing industry.  In February 2002, the Federal Government’s Interdepartmental

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