HRA Eligible Plan Types
We offer everything needed to setup your Health Reimbursement Accounts (HRAs), Qualified Small Employer Health Reimbursement Accounts (QSEHRAs), and Individual Coverage Health Reimbursement Accounts (ICHRAs)
• Plan Documents
• Summary Plan Description (SPD)
• Board Resolution & Adoption Agreement
• Notice to Employees
• Reimbursement Form
• Enrollment Form
HRA Eligible Expenses
Below is a sample list of HRA eligible expenses currently eligible and not eligible by the Internal Revenue Service (“IRS”) as deductible medical expenses. This list is not necessarily inclusive or exclusive and may be subject to change based on regulations, IRS revenue rulings, and case law. It is solely based on our current interpretation of IRC Section 213(d) and is not intended to be legal advice.
BABY/CHILD TO AGE 13
Lactation Consultant*
Lead-Based Paint Removal
Special Formula*
Tuition: Special School/Teacher for Disability or Learning Disability*
DENTAL
Dental X-Rays
Dentures and Bridges
Exams and Teeth Cleaning
Extractions and Fillings
Oral Surgery
Orthodontia
Periodontal Services
EYES
Eye Exams
Eyeglasses and Contact Lenses
Laser Eye Surgeries
Prescription Sunglasses
Radial Keratotomy
MEDICAL EQUIPMENT/SUPPLIES
Air Purification Equipment*
Arches and Orthotic Inserts
Contraceptive Devices
Crutches, Walkers, Wheel Chairs
Exercise Equipment*
Hospital Beds*
Mattresses*
Medic Alert Bracelet or Necklace
Nebulizers
Orthopedic Shoes*
Oxygen*
Post-Mastectomy Clothing
Prosthetics
Syringes
Wigs*
MEDICATIONS
Insulin
Prescription Drugs
OBSTETRICS
Breast Pumps and Lactation Supplies
Doulas*
Lamaze Class
OB/GYN Exams
OB/GYN Prepaid Maternity Fees (reimbursable after date of birth)
Pre- and Postnatal Treatments
PRACTITIONERS
Allergist
Chiropractor
Christian Science Practitioner
Dermatologist
Homeopath
Naturopath*
Optometrist
Osteopath
Physician
Psychiatrist or Psychologist
How QSE-HRA Works
- Employer sets an amount for employee reimbursement that falls within the legal limits
- Employees receive a monthly amounts eligible for reimbursement
- Employees submit an invoice each month and collect reimbursement (or set up a recurring claim)
- You choose the amount you can afford and we do the rest
- Allows you to keep an eye on costs
- Keep a leg up on the competition
- Offering a QSE-HRA can help attract and retain employees
- Out-of-pocket costs are reduced and it also allows them to choose the health plan that is right for them
- QSE-HRA assists with insurance premiums and, in some cases, other medical expenses
Read about Dental Expenses by obtaining the IRS Form 502 free download.
You can find these and more items by visiting the HRA eligible items store HERE.