General (Initial) Notice to newly enrolled, active employees and if applicable, spouses, with USPS proof
Initial Qualifying Event
Notice and Election Form to qualified beneficiaries with USPS proof of mailing.
Notices due to second qualifying events and Social Security disability.
Early Termination Letter if COBRA coverage is terminated early for any reason.
Insufficient Premium Letter sent to COBRA participant whose underpayment is less than or equal to 10% of the total premium due, but no more than $50.00.
Late Payment Reminders sent on or around the 20th of each month to those participants whose premium payments have not yet been received.
Partial Payment Letter sent to COBRA participant whose underpayment does not fall within the “insufficient premium” guidelines above, and will lose coverage at the end of a month unless payment for the balance owing is timely made.
Maximum Continuation Notice sent 6‐8 weeks prior to the end of a participant’ maximum continuation period as an alert and again after COBRA exhausts.
Reporting and Monthly Accounting
Reports are provided after the close of the prior month. The customer has 24/7 access to interim activity reports and prior months’ audited reports in their online MyCOBRA account.